Subsidies

Education Loan Interest Subsidy

  • About this scheme

    Full interest subsidy during the study period on education loans up to ₹7.5 lakh for low-income students. Students from families earning up to ₹4.5 lakh a year receive…

  • Benefits & amount

    Loan up to ₹7.5 lakh · Interest: Nil during moratorium (subsidised) · Repayment: Up to 15 years after moratorium

  • Who can apply

    Students aged 16 to 35 · Admitted to a recognised course in India · Annual family income up to ₹4,50,000

  • Documents & how to apply

    Documents: Aadhaar card, Income certificate, Previous marksheets, Admission / fee receipt, PAN card. 4-step process: Check your eligibility → Keep…

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Eligibility shown is based on the information provided and the scheme rules configured on this platform. Final eligibility and approval are determined by the respective authority, department, bank or financial institution.

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