Affordable Urban Housing Interest Subsidy
About this scheme
Interest subsidy worth up to ₹2.5 lakh on home loans for first-time urban home buyers earning up to ₹18 lakh. First-time home buyers in urban areas receive an upfront…
Benefits & amount
Loan up to ₹12 lakh · 3–6.5% interest subsidy credited upfront · Repayment: Up to 20 years
Who can apply
Aged 21 or above · Buying or building a first home in an urban area · Annual household income up to ₹18,00,000
Documents & how to apply
Documents: Aadhaar card, PAN card, Income certificate, Bank account details. 4-step process: Check your eligibility → Keep documents ready → Apply on…
Want the complete details? Our expert will explain the full eligibility, amount, documents and help you apply — free.
- Free first consultation
- Help with documents & forms
- Follow-up till approval
Eligibility shown is based on the information provided and the scheme rules configured on this platform. Final eligibility and approval are determined by the respective authority, department, bank or financial institution.
Similar schemes
Rural Housing Assistance
Grant of ₹1.2 lakh to build a pucca house for rural families that are homeless or live in kutcha houses.
Rural Manufacturing Subsidy Programme
Capital subsidy of 25–35% on new manufacturing units, up to ₹35 lakh, for rural areas and SC/ST entrepreneurs.
Education Loan Interest Subsidy
Full interest subsidy during the study period on education loans up to ₹7.5 lakh for low-income students.